My name is Aaron Fukuda and I’m the owner of Senior Medicare Choices. I was born, raised and still live in Honolulu, Hawaii with my two beautiful children. I am a licensed professional in the Health and Life Insurance market since 2008. I specialize in providing Medicare Supplement health insurance to senior citizens and/or those who are Medicare eligible.
My goal is to help the Seniors better understand their Medicare choices so that they can make the best decision for their particular needs. Most of the clients that I meet are often very confused about Medicare and are unaware of the different plan choices that exist as well as all the different rules that come into play. This is how I actually got started in the Medicare Supplement market. My own grandmother was unaware of how Medicare worked and did not enroll into Medicare when she was first eligible to do so. By the time my family found out what had happened, there was a ridiculously high penalty that she would have had to pay for the rest of her life!
I cannot stress how important, choosing the right health insurance plan is to a person and their family. A lot of seniors I speak to think that all Medicare plans work the same way and that they are only differentiated by the cost of plan and/or the benefits. That couldn’t be further from the truth. There are two distinct paths of Medicare plans that one could choose. Medicare Supplements/Medigap plans, or Medicare Advantage/Medicare part C plans. Once you decide which path to take, then you have to decide on which plan within that specific category is best for your needs.